How Mobile Money is Changing Remittances in West Africa — and Why the $100B Opportunity is Still Mostly Untapped
The African diaspora sent $100 billion home in 2024 — yet the average transfer cost 8.3%, more than four times the UN Sustainable Development Goal target of 3%. In West Africa, where mobile money penetration has hit 60% in Ghana and is accelerating in Nigeria, a new corridor dynamic is emerging: peer-to-peer transfers that bypass traditional remittance operators entirely. We break down the numbers, the corridors, and what it means for families in Accra waiting for money from London.
Read full article →M-Pesa at 18: How Kenya's Mobile Money Monopoly Is Being Challenged by API-First Fintechs
M-Pesa processes more than 60% of Kenya's GDP annually. But a new wave of API-first payment platforms is using M-Pesa as a rail — not a destination — forcing Safaricom to rethink its open-API strategy before it loses the developer relationship entirely.
Read more →What the CBN's New Fintech Licensing Framework Means for Cross-Border Payments
Nigeria's Central Bank released updated PSSP guidelines in Q1 2026, tightening capital requirements and introducing a mandatory API sandbox for new entrants. We analyse what changed, what stayed the same, and what it means if you're building a remittance product for the NG corridor.
Read more →Building a Cross-Border Payment Integration in Under 2 Hours Using the AfriLink API
From zero to live payment in one afternoon. We walk through corridor selection, FX quotes, idempotency keys, and webhook verification with real code — no sandbox key required to follow along.
Read more →The Ghana-to-Nigeria Corridor: Why $3B in Annual Transfers Still Costs 6%+
The GH↔NG corridor is one of Africa's busiest remittance routes, yet it remains dominated by legacy operators with opaque FX spreads. We investigated 12 providers, compared real cost-of-transfer data, and asked why intra-Africa money movement is still more expensive than Africa-to-Europe.
Read more →Introducing AfriLink Pay Identity: Send Money with Just a Username
Today we're launching Pay Identity — your universal payment handle that resolves to any mobile wallet or bank account. Instead of sharing 13-digit account numbers, you share @yourname. Here's how it works under the hood.
GDPR Meets African Remittances: How Pan-African Fintechs Navigate Cross-Jurisdictional Data Law
When a UK-based Ghanaian sends money to family in Accra, which data protection regime applies — UK GDPR, Ghana's DPA 2012, or both? The answer is messy, consequential, and almost universally ignored by startups building in this space.
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